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10 Home Refinance Myths You Shouldn’t Believe
Refinancing one’s home is a brilliant way of saving money. It may help you to get a lower interest rate, lower your monthly rate, or get some cash. However, many people shy away from refinancing due to common misconceptions. Get A Free Mortgage Quote Let’s clear up the confusion. In this article, we are going to tell you about the top home refinance myths that you should not believe, and which are written simply so that all people can understand. Myth 1: You Can Only Home Refinance Once
Are Property Taxes Paid in Arrears?
If you own a home, you know that property taxes are one of the most consistent bills you have to pay. However, have you ever questioned, “Are property taxes paid in arrears?” That means you’re paying the taxes after living in the house for a year. It may sound a bit puzzling at first, but it’s actually pretty simple. Get A Free Mortgage Quote In this article, we’ll clarify what it means to pay property taxes this way, why most places do it like this, and what it means for both homeowners a
The Importance of a Sewer Scope Before Home Buying
When we are shopping for a home, most of us consider the size of the kitchen, the condition of the backyard, and the type of neighborhood. One often overlooked factor is that the main sewer line that serves the home is in good shape. Therefore, that’s why sewer inspection is important. Get A Free Mortgage Quote While not as exciting, a sewer inspection can stop you from facing costly repairs afterward. This article discusses a sewer inspection, its worth, the fee, and what may happen if on
What is a Mortgage Subordination Clause?
Energy Saving Tips to Lowering Your Electricity Bill
Energy Saving Ideas for Every Room in your Home
Energy Saving Devices that Work
What is the Sales Comparison Approach?
The Sales Comparison Approach (SCA) is a widely accepted method of determining the value of a property in real estate based on the sales of previously sold properties. This means you must compare the subject property with similar houses that have recently sold in the area. This approach is based on the theory that comparable home sales in the market affect a home’s value. Get A Free Mortgage Quote Wondering about the science behind your property’s value? In this post, we’ll discuss what is
What is an Asset Statement?
If you are applying for a mortgage, personal loan, or financial aid, there is a chance you will be asked for an ‘asset statement’, which is somewhat unfamiliar to most people. It’s not as troublesome as it sounds, though. Get A Free Mortgage Quote In this article, we’ll explain what an asset statement is, why it matters, what it includes, and how to prepare one. It helps to understand asset statements while buying a home or applying for a loan because it can help your application go more s
Does FHA Loans Allow Non-Occupant Co-Borrowers?
What is an FHA Loan? An FHA loan is a government-backed home loan. It enables people to purchase homes, even if their credit isn’t perfect or they can’t afford a large down payment. These loans are particularly valuable for first-time homebuyers. Get A Free Mortgage Quote One of the useful features of FHA loans is that they allow you to have someone else help you qualify to purchase your home—even if they won’t be living in the home once the loan is approved. This is known as a non-occup
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Background Checks
Behind the Scenes of Background Checks: What Employers Want to Know
Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Check Topics
Behind the Scenes of Background Checks: What Employers Want to Know
Employers are often faced with the challenge of selecting the right candidate from a pool of applicants. To aid in their decision-making process, employers often turn to a crucial tool - background checks. These checks go beyond a quick look at a candidate's past, providing information that significantly influences hiring choices. Behind the scenes, employers have clear expectations and specific goals in mind. Background checks offer a detailed view of an individual's history, helping employer
Background Search Basics
Fair Credit Reporting Act (FCRA): How It Shapes Background Checks and Your Rights
Background checks are a typical and crucial step in the recruiting process for many businesses since they may be used to confirm an applicant's identification, education, job history, references, criminal history, and credit history. Background checks, however, may also have a substantial influence on the impartiality, accuracy, and privacy of the data that employers gather and utilize. To control the gathering, sharing, and utilization of consumer information by consumer reporting organizations
Background Check Topics
Understanding How Far Back Fingerprint Checks Reach
Fingerprint background checks are a frequent means of authenticating a person's identification and criminal history, particularly for positions requiring high security or trust. Many consumers, however, are unclear about how far back these checks may go and what type of information they can uncover. This article will teach you the fundamentals of fingerprint background checks, such as how far back a fingerprint background check may go and how long fingerprint data are kept on file. Run A Fr
